Need an appraisal in Lexington or Holmes County?
The top 7 reasons MS homeowners call on Wiley's Appraisal Service, LLC.:
Do you own a house in or near Lexington? Do you need help determining the value of your real estate?
We at Wiley's Appraisal Service, LLC. understand the particular needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Wiley's Appraisal Service, LLC., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. At Wiley's Appraisal Service, LLC., we're veterans in helping people just like you delete unwanted and unneeded PMI insurance. Challenging a property tax assessmentLets say you live in an area that's declining -- your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Wiley's Appraisal Service, LLC. is your number one weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Wiley's Appraisal Service, LLC. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house. |